• Agro Enterprise Loans

    ENCOT supports Agro Enterprise Initiatives from Small to Large Scale, from production to consumption

  • Water and Sanitation

    ENCOT supports acquisition of clean and safe water and sanitation facilities for your home or business like water harvest tanks, drilled or piped water sorces, plumbing works, sewerage disposal etc.

  • ENCOT Mobile Service

    Enjoy ENCOT Services in the palm of your hands. Navigate through your account, make payments easily and conveniently using Mobile Money on MTN and Airtel through ENCOT Mobile App or USSD

  • The ENCOT Experience

    Enjoy the Professional, Corporate and Personal Customer Service! Flexible, cheap and customised loan facilities to support your business needs.

  • Agri-Production Loan

    At ENCOT we nature your seedlings to maturity with our customised Agriculture Loans to support you from Production to the Market.

  • Back to school time...

    ENCOT School Fees Loan will keep your kids in school and smiling. Apply for the ENCOT School Fees loan today!

Our Activities


ENCOT uses an appropriately developed group methodologies in provision of micro-credit to its constituent

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Micro-enterprises Development

ENCOT recognizes that proper management of micro-enterprises by its clients is paramount

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Social Responsibility

ENCOT partners with other institutions to rally resources behind social ills that credit and enterprise development alone cannot address

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Featured Stories

UGX 93+ Billion

Cumulative Loans Disbursed

89,320 Loans

No. of loans disbursed

59.6% Clients

Percentage of Women Clients

65% Clients

Percentage of Rural Clients

13 Districts

Districts of Operation

UGX 100,000

Minimum Loan Amount