• Agro Enterprise and Production Loans

    ENCOT supports Agro Enterprise Initiatives from Small to Large Scale, from production to consumption

  • Water and Sanitation

    ENCOT supports acquisition of water and sanitation facilities for your home or business like water tanks, piped water etc.

  • ENCOT Mobile Service

    Enjoy ENCOT Services in the palm of your hands. Make payments easily using Mobile Money on MTN and Airtel through ENCOT Mobile App or USSD

  • The ENCOT Experience

    Enjoy the Professional, Corporate and Personal Customer Service!

Our Activities


ENCOT uses an appropriately developed group methodologies in provision of micro-credit to its constituent

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Micro-enterprises Development

ENCOT recognizes that proper management of micro-enterprises by its clients is paramount

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Social Responsibility

ENCOT partners with other institutions to rally resources behind social ills that credit and enterprise development alone cannot address

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Featured Stories

UGX 82+ Billion

Cumulative Loans Disbursed

81,320 Loans

No. of loans disbursed

59.6% Clients

Percentage of Women Clients

65% Clients

Percentage of Rural Clients

13 Districts

Districts of Operation

UGX 100,000

Minimum Loan Amount